What We Do

RETIREMENT IS
THE BIGGEST
FINANCIAL DECISION
YOU MAKE.

Bigger than buying a car, or a home; retirement is the biggest financial decision you make. And many of the decisions that go with it cannot be undone.

Putting together the pieces that go into a retirement income plan takes skill and training that the average financial planner doesn’t have. What you need is a specialist, not a general practitioner. We’re specialists.

And remember, retirement planning doesn’t mean you must retire. It means you want to reach a point where you don’t have to go to work each day to earn a living. A point where you can choose what you want to do with your time, and how you want to contribute. The right planning helps you get there faster.

 

Focus on What Matters

 

When you focus on matters you can control, you see results.

We look at the factors that influence the success of your plan, and focus on areas where we know we can make an impact. We show you a before and after comparison so you can see which retirement planning decisions improve your outcomes. You don’t have to wonder if you’re doing the right thing; you’ll know.

We also put your proposed retirement income plan through three retirement readiness “tests” with defined parameters it must meet for us to feel confident that it will work across various market cycles. This is evidence-based planning – not guesswork.

Independent, Credentialed, Fee-Only

Would you want an advisor whose brokerage firm picks the mutual funds offered in their managed account because the mutual fund family pays to be on the brokerage firm’s platform? Of course, you wouldn’t.

What about an advisor that puts you in a “separate account” stock trading platform – which pays no attention to taxes and the impact those trades have on the rest of your finances? No thanks.

Or how about an advisor who cannot give tax advice of any kind? Many brokerage firms prohibit their representatives from coordinating taxes with the investments and financial plan.

That’s why it’s important to work with an independent firm who puts the client’s best interests (what is called a fiduciary responsibility) at the forefront of their work.

Why Hire a Fee-Only Advisor

  • No commissions

  • Experienced professionals

  • Transparent pricing

  • Credentialed advisor

About Us

  • In the United States, there are about 310,000 financial advisors.

  • About 25% are Certified Financial Planners®.

  • Approximately 6% are fee-only.

  • How many are CFPs, fee-only, and have retirement income expertise?

  • Very few. We are among those few.

GETTING STARTED

Our services start by scheduling a complimentary introductory meeting. Once you schedule that we will reach out to you to complete a set on online Pre-Meeting Questions.