Fiduciary Fee-Only Financial Advisor in Naperville, IL & Greater Chicago
Tax-Efficient Retirement Planning For Individuals Over Age 55 For A Flat Fee
Retirement Portfolio Partners is a fee-only investment and financial planning firm that serves Naperville, IL, the Chicago area, and works with clients virtually throughout the United States.
My process helps retirees protect and enjoy their wealth through investment management and financial planning.
RETIREMENT PORTFOLIO PARTNERS
Smarter Planning. Smarter Portfolios. Smarter Fees.
I’m Erik Barnes, a fee-only CFP® and financial advisor located in Naperville, Illinois serving people locally throughout the greater Chicago area and nationally.
You won’t find any product pitches or pictures of sailboats and wineries at Retirement Portfolio Partners. Just simple, straightforward planning and advice. Designed to deliver tangible results without unnecessary costs or complexity.
This website will walk you through my no-cost, no-obligation process for showing you exactly how I can help make your retirement a success and why I will insist that you think it over before making a decision.
I am not the right fit for everyone, but learning my process will also give you a framework to evaluate other firms you may be considering.
I proudly differentiate myself from typical financial advisors:
Specializing in retirement planning
A lot of advisors try to be all things to all people - I don't. My expertise is specifically in helping you make the most of your finances before and during retirement.
Tax strategy & planning
Most advisors aren't willing or able to give tax advice. I incorporate careful tax minimization planning into all aspects of my services.
Transparent Flat Fees
I am "fee-only," which means I don't sell products for commission and don't receive any form of compensation from anyone other than you. Furthermore, we charge a flat annual fee; our fee is NOT a percentage of your investable assets
Fiduciary
Unlike many advisors or financial salespeople who are affiliated with banks, brokerages or insurance companies, I am regulated solely as fiduciaries. This means I ALWAYS required to act in YOUR best interest.
Credentialed
In addition to having relevant education, professional and academic experience, I have obtained my CFP® - CERTIFIED FINANCIAL PLANNER™ designation. Only 29% of all financial advisors are a CERTIFIED FINANCIAL PLANNER™.
Independent
I am a standalone company not affiliated with any banks, brokerages or insurance companies. This allows me to offer truly comprehensive advice without restriction or pressure to make certain recommendations.
Social Security Optimization
I have in-depth knowledge of how to maximize Social Security benefits, which are likely to be a critical part of the foundation of your retirement.
Work Virtually
While I’m a financial planner serving Naperville and surrounding communities, I also provide my full suite of services virtually thanks to my use of best-in-class systems and software.
How Close to Retirement Are You?
Still Planning
You’re in the midst of prioritizing and balancing savings with family expenses. At this point, you’re not locked into a specific date or timeline for retirement, but you want to build a comprehensive retirement plan that can pinpoint the goals, objectives, and next steps. That plan will help give you a concrete idea of what’s to come in the next several years as you approach retirement.
Retiring Soon
Your money and decisions need to be aligned toward that common goal. I help clients who are targeting to retire in the next five years with the building, vetting, and execution of the plan that will take them to and through retirement.
Serving Naperville, IL & Greater Chicagoland
With an office located in Warrenville, we’re here to serve clients locally in Naperville and surrounding suburbs in greater Chicagoland and around the country. Oftentimes, clients like to meet in-person, but we have the ability to meet with you wherever you might be, whether you’re in Naperville, Chicago, or elsewhere in Illinois.
FAQs
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As a fiduciary, I am legally bound to give you advice that serves your best interest. I also charge a flat fee instead of commissions or AUM (1%) so no one is giving you unnecessary advice to line their own pockets. And on a side note I believe in working with nice, honest people.
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I am a CFP® professional. Less than 30% of all financial advisors are CERTIFIED FINANCIAL PLANNER™. Find out the difference here.
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I charge a flat fee for comprehensive financial planning and investment management that will best suit your needs. Unlike many financial planners, I do not base our fees on assets under management (AUM) or on commissions. I believe these models can create complacency and muddy the intentions of the financial plans created. I am in the business of working for you to develop sound financial plans that are tailored to your goals.
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Definitely, for most people that is where their nest egg has been building for 35 years. So it is core to make sure your investment strategy is cohesive across all of your assets. I believe in a holistic approach to managing all of your assets.
